Memoranda Prepared by Schwartz & Ballen LLP
2005

	FinCEN's New Rules on International Corres-pondent and Private Banking (12-29-05)
	OCC Guidance on Enforcement Actions for BSA Violations (12-27-05)
	Court Holds GLB Privacy Rules Do Not Apply to Attorneys (12-7-05)
	Anti-Money Laundering Programs for Insurers (11-4-05)
	FDIC Proposal Preempting State Law(10-17-05)
	Banking Agencies Propose Revisions to Capital Guidelines (10-6-05)
	Revised Basel II Implementation Plan (9-30-05)
	Agencies' Request Recommendations on Burden Reduction (8-12-05)
	Interagency Guidance on Eligibility of ABCP Liquidity Facilities (8-5-05)
	Identity Theft Protection Act of 2005 (S.1408) (8-1-05)
	FDIC Preemption of State Law (7-19-05)
	Court Preempts State Law for National Bank Operating Subsidiaries (7-12-05)
	FCC Delays Effective Date for Junk Fax Rule (6-28-05)
	FCC Preemption of California Telemarketing Law (6-16-05)
	House Passes Business Checking Legislation (5-26-05)
	Federal Reserve Regulation DD Amendment (5-24-05)
	Credit Risk Management Guidance for Home Equity Lending (5-18-05)
	FTC Proposed Rule Clarifying and Modifying CAN-SPAM (5/16/05)
	Georgia and Arkansas Security Breach Laws (5-6-05)
	FTC Model Forms and Procedures for Identity Theft Victims (4-25-05)
	Senator Feinstein's Proposed Notification of Risk to Personal Data Act (4-14-05)
	Federal Reserve Standard on Risk-Based Capital and Trust Preferred Securities (3-11-05)
	Federal Reserve Proposed Amendments to Regulation CC on Remotely Created Checks (3-2-05)
	FCC Clarification on Established Business Relationships and Do Not Call Rule (2-21-05)
	OCC Standards for Residential Mortgage Lending (2-8-05)
	FTC Final Rule on Opt-Out Disclosures for Prescreened Offers (1-25-05)

	Prior Years' Memoranda   2004  2003  2002  2001  2000
	FTC/DSW Security Breach Consent Agreement (12-14-05)
	FACT Act: Final Rule on Medical Privacy (11-17-05)
	FDIC Guidance on Corporate Code of Conduct Policy (10-24-05)
	Federal Reserve Implementation of Bankruptcy Act of 2005 (10-14-05)
	Preemption of Affiliate Sharing Provisions of California SB 1 (10-5-05)
	State Security Breach Laws (9-22-05)
	Banking Agencies Amend CRA Regulations (8-3-05)
	FDIC Proposed Rule on Stored Value Cards (7-19-05)
	Junk Fax Prevention Act Signed Into Law (7-14-05)
	FCC Preemption of State Telemarketing Laws (6-29-05)
	California SB 1 Preemption Case (6-20-05)
	FDIC Pre-Employment Background Screening Guidance (6-2-05)
	Security Breach Laws (5-23-05)
	FACT Act: Interim Final Rule on Medical Privacy (5-17-05)
	Deposit Insurance Reform Legislation (5-9-05)
	FAQs re Customer ID Programs Required by USA Patriot Act (4-29-05)
	Schumer-Nelson Identity Theft Prevention Bill (4-22-05)
	Agency Guidance on Unauthorized Disclosures of Customer Information (3-18-05)
	FTC Request on Credit Scores and Credit-Based Insurance Scores (3-3-05)
	Interagency Advisory on Confidentiality of Supervisory Ratings (3-1-05)
	Agency Guidance on Overdraft Protection Programs (2-18-05)
	Agencies Request for Recommendations on Burden Reduction (2-3-05)
	Massachusetts Insurance Ruling (1-13-05)
	CAN-SPAM Act: FTC Final Rule Defining Commercial E-Mail (1-12-05)