Schwartz & Ballen LLP is renowned for the significant contributions it has made to crafting the legal framework for e-commerce generally, and for stored value products and smart cards in particular.  We represent major financial institutions, government entities, technology companies, clearing house associations, a credit card company, academic institutions and public transit systems in the development and implementation of their electronic commerce products.  We also advise on emerging electronic commerce systems and laws relating to electronic signatures, certificate authorities, customer authentication and data privacy.  We consult with clients at every stage of development of their electronic products and services, from structuring data sharing and outsourcing agreements to drafting customer agreements and disclosures.

Schwartz & Ballen LLP is involved with the drafting and implementation of electronic commerce laws at both the federal and state levels.  We are currently coordinating a task force of financial institutions and associations working to draft landmark Congressional legislation known as the Check Truncation Act (“Check 21”), which aims to promote check electronification nationwide.  Additionally, we counsel our clients on federal and state digital signature legislation such as the Uniform Computer Information Transactions Act (UCITA), the Uniform Electronic Transactions Act (UETA), and the federal E-Sign Act.